Initial Credit Line Determination
Assessing real-time risk to accurately determine an applicant’s initial credit line.

Executive Brief
Success in retaining market share while staying profitable hinges on fully optimizing credit limit strategies from the outset. Acquiring the data and applying analytics to determine the right initial credit line for each customer will help ensure you’re informed to make the best offer — every time.
- Win and retain the right customers in a hugely competitive market
- Despite the household income squeeze, set the right limit to safeguard your customers and your business
- Retain market share, maximize profit, and minimize risk
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