Score Validations

Prove Scoring Works for Your Small Business Portfolio

Presentation
Radial circle

Executive Brief

When you start using scoring in small business credit origination, you need to know which score cutoffs to use to automate decisions. Performing a model validation proves exactly where cutoffs should be set on your account population to approve or decline applicants. This process is a basic best practice. It proves that the small business scorecard, a model developed from pooled or other data, is working properly on your own production data from new credit applications or when you move to a different score and score version. Do booked applicants who received high scores actually have low levels of serious delinquency? And vice versa? Does the performance of applicants with mid-range scores show moderate risk? Validation answers these questions and demonstrates that scoring is helping you make objective, fair, consistent credit decisions.
Download your free Executive Brief
Subject to the Privacy Notice I consent to FICO using my contact data provided above to contact me by phone or email to provide information regarding FICO, its products and services, and other similar FICO products and services.
I agree to the Terms and Privacy Notice.

Take the next step

Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.