FICO® Small Business Scoring ServiceSM (SBSSSM) Frequently Asked Questions

Launched in 1993, with version 7.0 available since 2012, FICO® Small Business Scoring ServiceSM (SBSSSM) has long been recognized as the premier service for supporting small business credit risk assessment. It brings the speed of consumer decision-making to your small business decisions, so you can make decisions in hours or minutes, not days. As a result, SBSS helps you improve customer satisfaction and attract more small businesses. SBSS also helps you build a more profitable portfolio by making decisions that balance portfolio growth with risk exposure, so you can make smarter pricing and other decisions. This document answers frequently asked questions on SBSS and explains what is required to get started using it in your operations. We recommend reviewing this document before or at the start of your engagement with FICO to ensure that your project runs smoothly.