Ceska Sporitelna

Ceska Sporitelna maximizes profitability with optimized credit decisions

Radial circle


Client: Ceska Sporitelna                                                            

Challenge: Česká Spořitelna, the largest Czech bank in number of clients, sought to increase offers and acceptance rates on consumer loans without falling into the reduced-margins and high-risk trap that many of its competitors faced.

Solution: By implementing FICO® Decision Optimizer, FICO® Model Builder and FICO® Optimization Modeler, Česká has seen across-the-board improvements in consumer loan amounts, interest rates and application approvals.

Results: Increase in Portfolio Profits by 26%, increase in new sales by 29% and increase in average loan amounts by 8%.

Download your free Infographic
FICO may send me news & updates via email.
I agree to the Terms and Privacy Notice.

Take the next step

Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.