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The banking industry has experienced many changes since the Great Recession. Despite these changes, however, many things have remained the same. For example, interest rates have barely moved, credit card payments are frequently delinquent, and lending institutions are not optimizing auto loans and other loan offers.
For banks to increase the precision and timeliness of mortgage or deposit pricing, efficiently collect debt in a compliant manner, and to make the most effective loan offer, banks can use prescriptive analytics.
Matt Stanley, Global Segment Leader for Custom Analytics and Applied Optimization at FICO
Nitin Gupta, Global Head for Financial Services Partners at Amazon Web Services