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Loan and lease amounts in the P2P and micro-loan industry are often too small for creditors to justify a traditional originations process. FICO® Alternative Lending Platform addresses this issue by bringing the company’s core strength in risk management to the market in an affordable cloud-based offering. The solution delivers a purposebuilt scoring model to safely assess credit risk. The software-as-a-service offering also allows small loan lenders to apply business rules to automate credit policy and make originations decisions quickly and intelligently.