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The FICO® Collection Score is an assessment of a consumer’s likelihood of going further into delinquency. Globally, our clients have increased collections, reduced roll-rates and minimized charge-offs by assessing the accounts most at risk. FICO analytic clients typically see 15%–20% lift over judgmental segmentation of accounts for collection. Instead of spending time on self-cures or accounts with low expected collection amounts, they were able to allocate collection resources to accounts most likely to pay.