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Credit grantors in North America and the UK now have a quick, cost-effective way to leverage analytics in their collections efforts. FICO® Collection Scores are an ideal first step to introduce analytics into collection decisions, or move into markets with little historical data. Without the need to gather the historical data required for custom models, credit grantors can have the scores up-and-running within months. FICO clients typically see 15%–20% lift over judgmental segmentation of accounts by leveraging our decades of innovation in analytics.