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FICO® Credit Line Optimizer

FICO® Credit Line Optimizer

Manage the Entire Lifecycle of Credit Line Decisions with Agility and Transparency

Product Sheet

How do you strategically manage your credit line to ensure your portfolio grows and remains profitable?

Credit card lending keeps growing and diversifying, with new entrants disrupting every element of the industry. As margins tighten, regulations evolve and customer engagement demands laser-focused precision and execution, basic BI and predictive analytics fall short of helping financial services stay one step ahead. At the end of the day, how do you dynamically manage your credit line to ensure your portfolio grows and remains profitable while also controlling for risk?   Leveraging FICO’s 60 years of experience in driving profitable outcomes in financial services, FICO® Credit Line Optimizer helps lenders develop, assess and improve the decisions that drive customer interactions in order to increase profitability, reduce risk and deepen customer relationships. It’s built upon advanced action-effect modeling, with simulation and optimization techniques that allow business analysts to discover better, faster decision strategies that balance trade-offs between cost, risk and reward, while also factoring in economic and market conditions.   Download our product sheet now to learn how you can accelerate your credit line performance with optimization.