FICO® Credit Line Optimizer

Manage the Entire Lifecycle of Credit Line Decisions with Agility and Transparency

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Product Sheet

Predictive analytics have long been part of the strategic approach to lending for most financial institutions. As lenders face the pressures of increased competition (including disruptive new entrants) and regulation, they are turning to more advanced prescriptive analytics to help make optimal decisions and manage lines at the account level, while remaining mindful of the portfolio impact.
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