FICO® Deposit Overdraft Line Optimizer

Implement analytically derived overdraft shadow limits dynamically at the account level, across the entire deposit portfolio

Radial circle

Product Sheet

As banks begin to reap the rewards associated with applying advanced analytics to credit accounts, they are now looking to use the same techniques for improving deposit processes and decisions, as well as customer experience and revenue. Overdrafts are an integral component of a successfully managed deposit business with overdraft fees driving more than 50% of all deposit noninterest revenue; however, most banks set deposit overdraft limits at the product or segment level, limiting risk exposure but also affecting profit potential and customer satisfaction.
Download your free Product Sheet
Subject to the Privacy Notice I consent to FICO using my contact data provided above to contact me by phone or email to provide information regarding FICO, its products and services, and other similar FICO products and services.
I agree to the Terms and Privacy Notice.

Take the next step

Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.