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To stop fraud effectively in real time, financial institutions worldwide trust the scientifically based predictive analytics of FICO® Falcon® Fraud Manager. Falcon Fraud Manager monitors transactions for more than 1.8 billion active accounts across six continents. First introduced in 1992, it now saves leading card issuers millions of dollars every day. In fact, US fraud losses, as a percentage of sales, have declined from a peak of over 18 basis points in 1992 to 6.2 basis points in 2006.*