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First-party fraud may account for a significant percentage of a financial institution's bad debt. Yet many institutions do not have first-party fraud defined or measured. The FICO First-Party Fraud Program helps reduce bad debt levels by proactively identifying, measuring and treating customers exhibiting "no intention to pay" behavior. It's a phased program that includes both expert consulting and analytic solutions. You can also capitalize on FICO's connected decisions to make first-party fraud case data and scores part of all customer lifecycle decisions