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Card issuers have confidence in the ability of FICO technology to effectively combat fraud because they have experienced the results. That's why FICO® Falcon® Fraud Manager protects approximately 65% of all credit cards worldwide. FICO® Fraud Predictor with Merchant Profiles builds on this experience, integrating the predictive power of merchant risk data with the proven analytic power of Falcon to increase fraud detection by as much as 25% with very low false positive ratios. Issuers that leverage this breakthrough combination take advantage of the highest level of fraud protection available.