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FICO® NextGen scores are designed to give lenders improved credit risk assessment over FICO® scores in marketing, originations and account management. FICO research indicates that in a variety of industries, credit grantors can lower bad rates between 10% and 25%, or increase approval rates up to 5% or more by using FICO® NextGen Scores. This can translate to increased profits of up to $10 per new account scored, and even more in some industries.
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