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FICO® Predictive Analytics help you attain the best predictive models for your business needs — whether you are new to scoring or have an experienced in-house analytic team. Our predictive models provide significant benefits used on their own or as an integral part of FICO’s decision management solutions. We offer empirically derived custom models tailored specifically to proprietary product portfolios and customer bases, as well as pooled-data and expert (knowledge-based) models to reduce the time, expense and data demands of a custom development.