FICO® Resilience Index can help financial institutions more precisely predict a borrower’s resilience to potential future economic disruptions. This allows financial institutions to discover and manage potential latent risk within groups of consumers bearing similar FICO® Scores, without cutting off access to credit for resilient consumers. FICO Resilience Index leverages traditional consumer credit data and is designed to rank-order consumers by their sensitivity to a future economic downturn, offering a simple, powerful complement to the FICO Score for an array of use cases.
Take the next step
Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.