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The FICO® Score for International Markets, the industry standard for objective risk assessment, can be used in any country where there is active and stable credit reporting data. The solution improves the appraisal of a borrower’s creditworthiness by intelligently interpreting data and providing a numerical snapshot of a consumer’s credit risk. The FICO® Score rank-orders consumers by how likely they are to pay their credit obligations as agreed. The model analyses the information available on the credit bureau profile with relevant information from the lender, and produces a numeric score that is indicative of the future credit risk.