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FICO® Score Validation Services provide the expert analytic resources and proven framework needed to overcome the barriers to upgrading to a more current and powerful FICO® credit risk score. Whether challenging your in-house or legacy bureau scores or benchmarking a score to incorporate into your strategies, FICO can guide you to a sound decision to upgrade. While lenders acknowledge the significant benefits from adopting the latest analytic innovations, the process of adoption can be time-consuming and challenging.