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Lenders have the opportunity to extend credit access to millions of Indian consumers who otherwise cannot be scored responsibly, due to insufficient data in traditional credit bureau files. A new dual score service from FICO, the leader in credit risk scoring and analytics, can bolster financial inclusion initiatives and help grow loan portfolios. The dual score service comprises the FICO® Score for India, based on credit data from any of the major credit bureaus in India, and FICO® Score X Data India — developed in partnership with LenddoTM. The FICO® Score X Data leverages alternative data sources to give lenders a second opportunity to assess otherwise unscorable consumers.
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