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The FICO® SME Score enables lenders with a highly accurate and efficient method for assessing the credit risk of small- and medium-sized enterprises (SMEs)—providing a cross-portfolio view for decisioning across a commercial borrower’s entire credit lifecycle. This results in smarter and faster SME lending decisions that assess risk at a much more granular level—providing better support to SME customers while more accurately assessing risk and improving overall profitability.