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FICO® Strategy Director for Deposit Management gives banks easy-to-use tools to proactively manage their consumer deposit accounts to increase revenue, decrease risk and improve customer retention. Using FICO’s industry-leading methodology for segmentation and deployment of predictive analytics, banks can deliver fast, fully automated and compliant decisions for overdraft management, pricing, pay/no pay, fee waiver and deposit hold actions — based on each customer’s risk and relationship value. Best of all, policy-based FICO deposit management can be implemented quickly, easily and affordably — either on-premises or in the cloud.