FICO® Consumer Credit Bureau Characteristics Library

Boosting models’ predictive power — quickly Now you can improve the predictive power of your models and expedite development with powerful FICO characteristics based on data from any or all North American credit bureaus. The FICO® Consumer Credit Bureau Characteristics Library provides access to FICO’s 60+ years of experience. The characteristics can be easily deployed through FICO applications, and they can be used to improve custom model development and lending strategies across the credit lifecycle.