FICO Master File Characteristic Library

Leverage the value of big data

Case Study
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Solution Sheet

One way to leverage the value of big data is through the use of characteristics — predictive model components that translate low-level information from multiple fields and records into potent predictive features. Well-crafted characteristics find signals and actionable insights to support portfolio decisions. The FICO® Master File Characteristic Library offers the most useful characteristics today for developing predictive models for many different applications.

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