FICO® Resilience Index can help financial institutions more precisely predict a borrower’s resilience to potential future economic disruptions. This allows financial institutions to discover and manage potential latent risk within groups of consumers bearing similar FICO® Scores, without cutting off access to credit for resilient consumers. FICO Resilience Index leverages traditional consumer credit data and is designed to rank-order consumers by their sensitivity to a future economic downturn, offering a simple, powerful complement to the FICO Score for an array of use cases.
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