FICO® Resilience Index 2
Expand consumer resilience prediction across the credit lifecycle

Solution Sheet
FICO® Resilience Index 2 represents a major advance in FICO’s groundbreaking product, empowering financial institutions with more precise insight about a borrower’s resilience to future economic disruption. Now with effective use cases spanning the entire consumer credit lifecycle and an expanded FICO® Score operating range, FICO Resilience Index 2 is designed to enable more intelligent credit decisions, account management, and portfolio review processes that balance both risk and growth.
FICO. Resilience Index 2 benefits:
- More predictive—up to 100% increase in resilience predictive power over previous version.
- Expanded use cases—including account origination for bankcard and other lending industries.
- Broader FICO® Score range—new 580–850 FICO® Score operating range offers improved nearprime and super-prime segment coverage.
- Demonstrated resilience prediction— can predict likelihood of consumer payment accommodations, an indicator of financial stress.
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.