FICO® Score XD
Giving lenders the ability to identify credit ready, previously unscorable borrowers.
Lenders have a new opportunity to extend credit to millions of U.S. consumers who otherwise cannot be scored appropriately, either due to insufficient or stale data in traditional credit bureau files. FICO® Score XD — developed in partnership with LexisNexis® Risk Solutions and Equifax® — is a score that leverages alternative data sources to give issuers a second opportunity to assess otherwise unscorable consumers. FICO Score XD is designed with precision and compliance in mind to enable issuers to safely extend credit to a largely untapped market using an accessible and familiar FICO® Score.
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