Transforming Merchant Acquiring with FICO
Technology, Insights and Solutions

Solution Sheet
How FICO Transforms Your Merchant Acquiring Business
FICO addresses critical merchant acquiring challenges through six key capabilities:
- End-to-End Lifecycle Decisioning - Automate approval, monitoring, and chargeback decisions across the merchant journey
- Smart Segmentation - Apply unique rules per merchant profile without maintaining separate systems
- Revenue-Generating Intelligence - Unlock new income streams through interchange optimization and churn prediction
- Modular Platform Integration - Implement solutions without disrupting existing workflows
- Fraud-as-a-Service - Reduce losses with embedded fraud scoring and monitoring
- Embedded Lending Enablement - Drive new revenue through prequalification and risk scoring
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Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.