The following lists display the score reason codes and associated reason statements for FICO Scores across the major US credit reporting agencies. These lists may be used as a reference when taking adverse action or in customer service when responding to consumers’ inquiries as to the reasons for declination.
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.