The Intelligent Enterprise in Action | FICO World 2025

As financial institutions look to reduce their technology debt and centralize their decision-making systems, they can look to Nationwide Building Society for an example. Nationwide, the UK’s third-largest mortgage provider and the world’s biggest building society, has revolutionized its credit risk and decisioning framework with FICO® Platform. By moving to a single, cloud-hosted system for decisioning across mortgages, credit cards, personal loans and current accounts, Nationwide is delivering “credit-risk-as-a-service”. They have truly built an intelligent enterprise.