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Scores Innovation Leadership - FICO World 2024

Credit scoring innovation, alternative data FICO Scores, FICO Score Innovation Lab, credit education, and consumer empowerment

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Video

FICO Scores ingenuity in innovation leading the credit-scoring ecosystem for more than 35 years. Inclusion R&D investment focusing on global financial inclusion, Ukrainian refugee aid, and use of alternative credit data are revealed as well as snapshots of Score a Better Future initiatives and partnerships to reach the underserved with financial literacy and credit education.

Since the 1980s, FICO Scores has led credit scoring innovation:

  • Invested over 50% of R&D on broadening financial inclusion
  • Expanding credit access for more than 1.3B consumers globally with alternative data
  • Served over 200M US consumers eligible for myFICO.com/free 
  • Migrating FICO Score 10 T early adopters since 2023 represent $100B in annualized mortgage originations and ~$300B in eligible mortgage portfolio and servicing
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