Emerging Consumer Credit Risk Trends and Insights in the Time of a Pandemic

The COVID-19 Pandemic and ensuing financial strain on millions of customers continues to be a top of mind concern for risk managers these days.  To understand the current lending landscape and to navigate the uncertainty around the full impact of the pandemic, the time is now to ensure you have strong insights into how FICO® Score dynamics have been changing since the onset of the COVID-19 Pandemic.  As a follow-up to the “What FICO Score Dynamics from Prior Downturns and Natural Disasters Can Tell Us About the Road Ahead” session, we will share findings of a recent longitudinal study covering:

• Reporting of payment accommodations 
• Developing FICO® Score trends and similarities/differences to prior downturns 
• Recent Changes in key credit metrics