North America What FICO Score Dynamics from Prior Downturns and Natural Disasters Can Tell Us About the Road Ahead

The COVID-19 Pandemic and ensuing financial strain on millions of customers is a top of mind concern for risk managers these days. With recently originated loans showing signs of deterioration in repayment odds, the time is now to ensure you have strong insights into how FICO score distributions and odds-to-score relationships have shifted during prior downturns and natural disasters. In this session we will cover diverse topics ranging from:

• The Effects of Various COVID-19 Reporting Options and Lending Actions (such as Credit Line Decreases) on FICO Score
• Through-the-Cycle FICO Score Dynamics
• How the FICO Score 10 suite offers updated models built on more current data to help the market navigate shifts in consumer credit behavior and market dynamics.