2022 Credit Trends in the US by City and State
FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
As of April 2022, the national average FICO Score currently sits at 716, the same as when FICO last reported on it a year ago. The leveling-off of the average FICO Score has been driven by modest changes in key metrics considered by the score: a small uptick in missed payments, slightly elevated consumer debt levels, and an increase in consumers obtaining new credit.
- Find out which states and cities have the highest average score
- Gain insights on how different states and US cities compare
- Find out which major city residents are opening new credit most frequently and more
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