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As business analytics and complex modeling take center stage as differentiating capabilities during this time of financial recovery, financial institutions will find new challenges to governance programs that have traditionally focused solely on data and software development activities. Just as with the predecessor technology of spreadsheets, today's more sophisticated modeling engines are a priceless blessing to business analysts, investment officers, liquidity managers, and others thanks to the huge flexibility they provide and the ability of users to shape their own solutions even for complex computing needs.