FICO® Score 10 Suite Performance Results

From Five Lenders Across Seven Consumer Credit Portfolios

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White Paper

In 2020, FICO released two new versions of its FICO® Score in the United States — the FICO® Score 10 suite — to help lenders predict and manage credit risk:

  • FICO® Score 10 leverages the latest data and modeling methodologies, while preserving backward compatibility with previous versions of the FICO® Score, enabling more seamless implementation by clients
  • FICO® Score 10 T builds on the FICO® Score 10 framework and incorporates powerful new characteristics (including trended data that captures consumer behavior dynamics over time)

The FICO® Score 10 suite reflects FICO’s practice of continual innovation to address market and data evolutions. It provides lenders with market-leading risk management capabilities for a wide variety of business applications, with more flexibility than ever before.

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