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FICO’s patented profiling technology enables FICO Falcon® Fraud Manager modelsto tell the difference between normal and abnormal cardholder behavior, even as these behavior patterns are changing. This white paper discusses analytic advances
that extend and augment dynamic profiling. These advances enable FICO Falcon Fraud Manager scoring to reflect changing fraud attributes as well—as they emerge in production environments—without retraining. The benefits include improved detection performance and longer model ROI and lifecycles.