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Acting before proposed credit card pricing regulations take effect can help you comply and compete. Regulators are quickly adapting to the immense changes in the economic markets affecting both institutional and consumer lending. In an effort to soften the impacts of interest rate changes on consumer credit cards, US regulators are poised to modify legislation regarding the timing and conditions required for APR adjustments. Additionally, the new regulations will impact payment assessment hierarchies and provide new limitations on subprime fee assessments.