A Tale of Two Portfolios Auto ABS Market

How resilience profiles can benefit the auto ABS market

Business man on laptop
Radial circle

White Paper

Nearly all public asset-backed securities (ABS) prospectuses disclose FICO® Score information, providing a consistent measure of underlying portfolio credit risk that allows stakeholders to compare the quality of similar portfolios or vintages over time. With the introduction of the FICO® Resilience Index, ABS issuers and investors can gain additional insight about portfolio risk under stress. The FICO Resilience Index is a new analytic designed to rank-order consumer resilience to economic stress. It differentiates and rank-orders “latent” credit risk that may manifest during economic downturns, offering a powerful complement to the FICO® Score for deeper credit risk insights and more refined consumer decisions.

Download your free White Paper

Thank You!

We received your submission.

Take the next step

Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.