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At every point-of-sale transaction, shoppers today are just as likely to be carrying their mobile devices as they are their wallets. For credit card issuers looking to safely increase customers’ credit limits and strengthen relationships, the ubiquity of mobile turns every point-of-sale transaction into a valuable moment in time.
Rather than just authorize a purchase by any customer nearing or exceeding their credit limit, using mobile channels—SMS, automated voice, mobile apps and email—issuers can immediately communicate line increases and other offers that drive higher profitability and deeper loyalty.