Fair Isaac Advisors Offers Expanded Benchmarks to US and Canadian Financial Institutions

Upgraded Profit & Loss Insight Service uncovers opportunities for growth, detects risks, and facilitates sound strategic planning in card product portfolios of all sizes

SAN JOSE, Calif. – July 30, 2015 - FICO (NYSE:FICO), the analytics and decision management software company, today announced the expansion of its profit and loss (P&L) benchmarking service offered by Fair Isaac^® Advisors. The upgraded Fair Isaac^® Advisors P&L Insight Service is designed to help financial institutions of all sizes discover new ways to increase card product portfolio profitability and decrease losses.

Highlights
The expanded service delivers new functionality especially tailored to financial institutions in the US and Canada. The addition of strategic and risk benchmarks enables financial institutions to:

• Compare their portfolio risk performance to like-sized institutions
• Detect challenges and uncover growth opportunities across their card product portfolio including in marketing, collections and risk management
• Facilitate sound strategic planning

"In a highly dynamic regulatory environment, financial institutions need to be able to act with agility and accurately forecast results in order to manage risk profitably," said Robert Duque-Ribeiro, vice president and general manager of Fair Isaac Advisors. "At the same time, they need to create detailed strategic plans that clearly spell out the expected impact on the bank's financial targets. With our expanded P&L Insight Service, we are delivering benchmarks that give financial institutions tactical and strategic recommendations for capitalizing on opportunities and mitigating risks revealed in the analysis, creating a clear roadmap of actions for improved profitability and decreased risk."

Leveraging advanced analytics, applied to the benchmark data – covering more than 50 percent of the US and Canadian market – the expanded service provides financial institutions with historic and projected industry performance for many benchmarked indicators. Financial institutions can:

• Monitor the industry and act quickly to close performance gaps
• Validate initiative results
• Respond to internal and external regulatory compliance concerns
• Inform executive management of underlying conditions
• Collaborate with partners to develop next generation decisioning

Fair Isaac Advisors' mission is to bring analytic innovation and business expertise to refine businesses’ decision-making process. Advisors design and devise visionary approaches to business challenges, relying on years of experience working with clients around the world. They leverage new data science and proven analytics techniques, along with FICO's market-leading decision management applications, to drive success and improve performance.

About FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption. These include the FICO^® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health. FICO: Make every decision count™. Learn more at www.fico.com.

For FICO news and media resources, visit www.fico.com/news.

FICO, Fair Isaac and "Make every decision count" are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.