Fair Isaac and Irish Credit Bureau Launch Global FICO Score

(Minneapolis, Minnesota, USA) - Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision management technology, today announced the launch of its Global FICO^® score exclusively with the Irish Credit Bureau (ICB). The initiative provides the first credit bureau risk score for lenders in Ireland that combines Fair Isaac's proven analytic capabilities with the Irish Credit Bureau's electronic library of consumer credit data.

Global FICO^® score applies Fair Isaac's industry-standard FICO^® credit risk scoring technology to rank-order consumers according to their credit risk. The innovative score helps lenders sharpen their evaluation of consumer risk, automate their decision processes and increase their profitability. Designed to be consistently scaled across credit bureaus and across national borders, Global FICO^® score can be rapidly deployed in any country with credit bureau data.

"Global FICO score is now readily available to ICB members," said Séamus Ó Tighearnaigh, CEO of Irish Credit Bureau Limited. "By combining Fair Isaac's expertise in analytics with our extensive database, Global FICO credit risk scores enable members to increase their control of credit risk and consequently improve their costs and their profits."

"As the first global standard for consumer credit risk assessment, the Global FICO score is rapidly being adopted by regional lenders and by multinational financial institutions to ensure consistent portfolio management across local, regional and even global portfolios," said Brian Cooper, senior director of Credit Bureaus and Scoring at Fair Isaac. "Now that the Irish Credit Bureau is offering Global FICO score to its members, lenders throughout Ireland can immediately enjoy the benefits it brings to decisions throughout the customer credit lifecycle."

The Irish Credit Bureau and Fair Isaac have performed exhaustive testing of Global FICO^® score on ICB data. The Global FICO^® score demonstrated that it is a powerful and versatile credit risk score.

• Consistently rank-orders by account risk - Global FICO score consistently assigns lower scores to consumers who later have more delinquencies and charge-offs, while it gives higher scores to consumers who later have fewer delinquencies and charge-offs.
• Encompasses full spectrum of consumers - In testing, the Global FICO^® score has demonstrated a strong and consistent capability to separate consumers across the full score range according to their credit risk, providing lenders with real flexibility for closely managing risk.
• Supports responsible lending practices - Global FICO score deeply scrutinizes the consumer's existing debt levels to further enable lenders to support responsible lending practices. In addition, scores are accompanied by score-reason codes to enable easy explanation of the reason(s) that the consumer scored less than the maximum score.

Lending organizations and credit bureaus in both emerging and established credit markets are using Fair Isaac's proven scoring technology to significantly improve their ability to manage the trade-off between credit risk and greater profits, enabling more precise management of their business volumes, delinquencies and bad debt. Lenders also use Global FICO^® score to help them meet Basel II and other regulatory compliance requirements.

In addition to ICB, credit reporting bureaus in Singapore, Jamaica, South Korea and Brazil have added Global FICO^® score to their product lines. In Asia, lenders are using Global FICO^® score in South Korea, Singapore, Taiwan and Thailand. In Europe and the Middle East, Fair Isaac's score is being used in Poland, Saudi Arabia, Sweden and Turkey. In Latin America, lenders in Mexico, Jamaica and Panama have added Global FICO^® score to their risk management operations. The score also is currently being evaluated by a growing number of institutions across Europe, Asia-Pacific and Latin America.

About Irish Credit Bureau
Based in Dublin, the Irish Credit Bureau (ICB) is the premier provider of data and credit bureau solutions to banks and lenders in the Irish Republic. It is privately owned by its members. ICB seeks to assist in the lowering of the cost of credit, to enable faster decisions in providing credit, to aid the avoidance of overindebtedness, and to assist with fraud prevention. ICB complies fully with the Council of Europe Convention on Data Protection and the subsequent 1988 and 2003 Data Protection Acts. For more information please go to www.icb.ie.

About Fair Isaac
Fair Isaac Corporation (NYSE:FIC) combines trusted advice, world-class analytics and innovative applications to help businesses make smarter decisions. Fair Isaac's solutions and technologies for Enterprise Decision Management turn strategy into action and elevate business performance by giving organizations the power to automate more decisions, improve the quality of their decisions, and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share.

Fair Isaac Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its Global FICO^® score, and the relationship described herein, and the benefits to be derived from the offering, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforseen technical difficulties related to the implementation, use and functionality of the offering, the risks that customers will not perceive material benefits from the offering, failure of the product to deliver the expected results, the possibility of errors or defects in the offering, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2006, and quarterly report on Form 10-Q for the period ended June 30, 2007. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.