Fair Isaac and Turkey's Akbank Expand Partnership through Deployment of Falcon ID

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(Minneapolis, Minnesota, USA) - Fair Isaac Corporation (NYSE: FIC), the leading provider of analytics and decision management technology, announced today that Akbank, Turkey's largest privately owned bank, has completed implementation of Fair Isaac's Falcon™ ID solution to provide its customers with effective protection against identity fraud.

Under terms of the agreement, Akbank will become the first European lender to deploy Falcon ID, initially using the solution to protect its credit card portfolios. Falcon ID is Fair Isaac's comprehensive solution for identity fraud detection, which combines the company's industry-leading predictive analytics, a sophisticated authentication interview process and multiple sources of data for validating identities. The solution enables Akbank to quickly detect and efficiently resolve identity fraud attempts, and validate the identity of a valued customer or prospect at the earliest possible stage.

"We welcome the opportunity to build on our successful relationship with Fair Isaac by integrating Falcon ID into our enterprise-wide decision management processes," said Yesim Harbath, Senior Vice President of Card Operations at Akbank. "Fair Isaac's fraud and identity theft detection solutions are proven among financial services leaders, and Falcon ID easily integrates with our existing technology investments. The solution will help us improve operational efficiency in credit account originations and increase acceptance rates, while effectively managing risk."

Akbank is currently using several other Fair Isaac applications for Enterprise Decision Management (EDM). These include a suite of Fair Isaac custom models and Customer Management TRIAD™, which enables the bank to further automate key credit decisions and better manage risk at the customer level. The bank also uses a Fair Isaac origination decisioning solution to automate and improve application processes for its "CepKredi" service, which allows consumers to apply via their cell phone for mortgages, general purpose credit and auto loans.

"Credit grantors in Turkey and throughout Europe who are seeking to expand their consumer lending business require advanced systems that enable them to safely and efficiently underwrite new accounts and optimize their customer decisions," said Robert Duque-Ribeiro, Managing Director for Europe, Middle East and Africa markets at Fair Isaac. "Falcon ID provides Akbank with a comprehensive approach to preventing identity fraud, reducing losses and protecting its credit card holders. We look forward to helping Akbank and other leading financial institutions throughout Europe take control of complex decision processes across their portfolios and leverage them for a competitive advantage."

Akbank currently receives approximately 200,000 credit card applications per month, of which 45 percent are declined. Falcon ID allows the lender to apply an unprecedented depth of predictive data from both internal and external sources in order to determine in real time whether an application is genuine or fraudulent, resulting in faster and more precise origination decisions.

Falcon ID's capabilities include an ID Clearinghouse which accesses external data and validation services as required in order to facilitate real-time sharing of critical information between companies in the same industry - and across different industries - to detect when an identity is compromised. The ID Clearinghouse also provides organizations with cost savings and more control over their data investments by enabling them to buy only the types and amounts of data that match their specific fraud detection requirements.

About Akbank
Founded in 1948, Akbank is the most valuable company and most profitable private sector bank in Turkey as of year-end 2006. In addition to core banking activities,
Akbank also offers a wide range of retail, commercial, corporate, private banking and international trade finance services. Non-banking financial, capital market and investment services are provided by the Bank's subsidiaries including Ak Leasing, Ak Securities, Ak Investment Fund, Ak Asset Management and Ak Pension Fund.

Akbank carries out its activities through its Head Office in Istanbul and 13 Regional Directorates in Turkey. With a strong and extensive distribution network that includes 687 branches, Akbank also provides services through Retail and Corporate Internet Branches, its Telephone Banking Center, 1,632 ATM/BTMs, 240,287 POS terminals and the latest technology channels such as kiosks, cell phones and pocket PC platforms.

About Fair Isaac
Fair Isaac (NYSE:FIC) makes decisions smarter. The company's solutions and technologies for Enterprise Decision Management give businesses the power to automate more processes, and apply more intelligence to every customer interaction. Through increasing the precision, consistency and agility of their decisions, Fair Isaac clients worldwide increase sales, build customer value, cut fraud losses, manage credit risk, reduce operational costs, meet changing compliance demands and enter new markets more profitably. Founded in 1956, Fair Isaac powers hundreds of billions of decisions per year in financial services, insurance, telecommunications, retail, consumer branded goods, healthcare and the public sector. Fair Isaac also helps millions of individuals manage their credit health through the www.myfico.com website.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its Falcon ID and TRIAD product offerings, and the benefits to be derived from these offerings, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offerings, the risks that customers will not perceive material benefits from the offerings, failure of the products to deliver the expected results, the possibility of errors or defects in the offerings, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2006, and its quarterly report on Form 10-Q for the period ended December 31, 2006. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Media contacts


Katie O’Connell

+1 510-621-9832

Europe, Middle East & Africa

Darcy Sullivan

+44 (0) 7808-777-339

Asia Pacific

Saxon Shirley

+65 6422-7795

América Latina

Milla Delfino

+55 11 97673-6583

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