Fair Isaac Introduces New Predictive Scores to Help Credit Grantors Sharpen Collection Decisions

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(Las Vegas, Nevada, USA) - Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision management technology, today introduced a comprehensive new suite of predictive scores at its 2007 Collections and Recovery User Group meeting in Las Vegas. Available immediately, Fair Isaac Collection Scores equip financial services providers in North America and the United Kingdom with a quick and effective way to reliably improve collection decisions and operational efficiency.

With consumer debt on the rise, credit grantors face a steady increase in delinquencies and charge-offs for both credit cards and loans. Fair Isaac Collection Scores are designed to fine-tune lenders' ability to prioritize accounts in early stage collections for both card and loan portfolios, and late stages for card portfolios. Using early-stage collection scores, credit grantors can segment a portfolio based on accounts' risk of rolling to later delinquency stages. Late stage collection scores allow lenders to rank accounts based on expected collection amounts.

By prioritizing accounts, the Collection Scores enable credit grantors to assign the appropriate strategy with the right amount of collection effort, resulting in increased total collections, lower charge-offs and better utilization of resources that directly impact the lenders' bottom line. The Collection Scores also enable lenders to improve customer service by identifying likely 'self-cures' and preventing potentially upsetting collector calls to a client's best customers.

"Fair Isaac Collection Scores build upon Fair Isaac's extensive experience in developing innovative analytic technologies for the collections and recovery industry," said Sally Taylor-Shoff, vice president of product management, Analytic Products at Fair Isaac. "The scores are an ideal first step for lenders looking to leverage analytics in collection decisions, without the burden of gathering historical data and waiting for the development period of custom models. Used on their own, or combined with Fair Isaac's end-to-end collections solution, they also can deliver immediate value to lenders while they plan and collect data for future custom model developments."

Fair Isaac Collection Scores allow credit grantors to leverage analytics quickly within their organization to manage their collection efforts more effectively and boost profits. As an integral part of Fair Isaac's end-to-end collections and recovery solution-including Debt Manager™ solution for workflow management and PlacementsPlus® service for agency placement-Collection Scores can be easily implemented into lenders' existing collection systems, minimizing their IT investment required to get up and running. Fair Isaac also offers consulting services to help clients make the most of their scores given specific business objectives, measure and track score and strategy performance, and understand how to adapt their strategies in a dynamic lending environment.

About Fair Isaac
Fair Isaac Corporation (NYSE:FIC) combines trusted advice, world-class analytics and innovative applications to help businesses make smarter decisions. Fair Isaac's solutions and technologies for Enterprise Decision Management turn strategy into action and elevate business performance by giving organizations the power to automate more decisions, improve the quality of their decisions, and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. Fair Isaac also helps millions of individuals manage their credit health through the www.myFICO.com website.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its new Fair Isaac Collection Scores product offering, and its Debt Manager and PlacementsPlus product offerings, and the benefits to be derived from these offerings, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offerings, the risks that customers will not perceive material benefits from the offerings, failure of the products to deliver the expected result, the possibility of errors or defects in the offerings, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2006, and quarterly report on Form 10-Q for the period ended June 30, 2007. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Media contacts


Katie O’Connell

+1 510-621-9832

Europe, Middle East & Africa

Darcy Sullivan

+44 (0) 7808-777-339

Asia Pacific

Saxon Shirley

+65 6422-7795

Latin America

Marisa Arribas

+1 786 482 7231

América Latina

Milla Delfino

+55 11 97673-6583

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