FICO and CUP Data to Bring World's Leading Analytics and Account Management Solutions to China's Bankcard Industry

Competitive Intelligence
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MINNEAPOLIS and SHANGHAI —April 14, 2010— FICO (NYSE:FICO), the leading provider of analytics and decision management technology, and China UnionPay Data Services (CUP Data), the leader for outsourced payment services in China, today announced an agreement to offer the industry-standard credit account and customer management solution to banks across China. Through this partnership, CUP Data will offer FICO® TRIAD® Customer Manager, along with FICO’s proven analytics for risk and collections, at the point of processing, improving risk management and profitability while eliminating the up-front investments of time and money normally associated with software, hardware and implementation.

“Against the backdrop of explosive growth, the Chinese banking industry needs account management and analytics solutions that will enable sustained profitability,” said Mark Greene, chief executive officer at FICO. “Through this partnership, we’ll provide those solutions on-demand, saving CUP Data subscribers precious time and money, and providing them with a valuable competitive advantage in the process.”

FICO® TRIAD® Customer Manager, the industry’s leading account management solution, enables banks to maximize revenues and minimize losses across multiple lines of business by accurately predicting risk and automating targeted treatments. It also allows them to develop more effective competitive strategies that strike the right balance between risk management and customer satisfaction, using breakthrough strategy design and visualization capabilities.

In addition to being able to implement FICO TRIAD Customer Manager and analytics at the point of processing, CUP Data subscribers can choose to participate in a data consortium to gain additional valuable analytic insight. The benefits of this can be significant, as evidenced by the reduction in fraud losses experienced by banks participating in the FICO Fraud Consortium.

About FICO
FICO (NYSE:FICO) transforms business by making every decision count. FICO’s Decision Management solutions combine trusted advice, world-class analytics and innovative applications to give organizations the power to automate, improve and connect decisions across their business. Clients in 80 countries work with FICO to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. FICO also helps millions of individuals manage their credit health through the website.

About China UnionPay Data Services Company
China UnionPay Data Services Company (CUP Data), a subsidiary of China UnionPay Company Ltd., provides transaction processing, disaster recovery and other services for banks and bankcard issuers in China.

FICO Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the company’s Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2009, and its last quarterly report on Form 10-Q for the period ended December 31, 2009. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO and TRIAD are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries.

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+1 786 482 7231

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+55 11 97673-6583

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