FICO Announces JPMorgan Chase's Participation in FICO® Score Open Access Program

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Millions more consumers now able to access genuine FICO® Scores for free, engendering loyalty through greater transparency and consumer empowerment

SAN JOSE, Calif. — March 30, 2015 — FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced JPMorgan Chase is offering FICO® Scores to its Chase Slate customers for free through the FICO® Score Open Access program. FICO® Scores will be available to all new Chase Slate Customers. Existing Chase Slate customers will gain online access to their FICO® Scores over the course of 2015 as part of a rollout starting in April.

"FICO® Score Open Access is ramping up quickly and we’re well on the way to our goal of giving all Americans their FICO® Scores for free," said Jim Wehmann, FICO’s executive vice president for Scores. “Our program enables forward-looking lenders like Chase to provide an extremely valuable and popular benefit to their customers. In fact, many people are coming to expect access to their FICO® Scores. Chase’s participation in the program reflects its commitment to consumer financial education and empowerment.”

"We want to help our customers make financial decisions with confidence," said Pam Codispoti, president of the Mass Affluent Business for Chase Card Services. "That is why we are providing our Chase Slate customers free access to genuine FICO® Scores, along with powerful educational information that can help them understand their credit standing and financial situation."

Chase Slate cardholders will have access to updated FICO® Scores each month, along with tools and resources to help them manage their financial health. By empowering consumers, many lenders participating in FICO® Score Open Access have already seen greater customer engagement and satisfaction, as well as lower delinquency rates.

Businesses bought more than 10 billion FICO® Scores last year, and the scores are used in 90 percent of consumer lending decisions in the US.  FICO® Score Open Access is the first and only program to give consumers free access to the exact same FICO® Scores their lenders are using. This distinguishes FICO® Score Open Access from programs that offer other credit scores.

FICO is the leader in credit risk scoring, and the FICO® Score is the standard measure of consumer credit risk. The largest credit card issuers, auto lenders, mortgage lenders and tens of thousands of other businesses in 20 countries rely on the FICO® Score for better decisions.

About FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

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