FICO Delivers Decision Services in the Cloud

Analyst / Partner Collateral
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MINNEAPOLIS—October 18, 2010—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced it will bring its highly scalable business rules engine to the cloud. With FICO™ Blaze Advisor® business rules management system on the Windows Azure platform, companies can now leverage the cloud to reduce IT costs while delivering faster, better and more consistent decisions to every customer channel.

Using FICO’s business rules management software and Microsoft Corp.'s complementary cloud technologies allows companies in any industry to execute their operational business decisions in an agile and scalable manner. FICO™ Blaze Advisor® enables the creation of reusable decision services that can be leveraged across the organization to drive more effective and consistent business results.

“Business rules are an essential tool for companies to make better decisions,” said Kim Akers, general manager for global partners at Microsoft Corp. “With solutions based on the Windows Azure platform, companies can have access to a more scalable, cost-effective platform from which to make automated decisions.”

“FICO is the leader in helping companies deliver better decisions wherever they are needed, and the cloud is increasingly becoming an important part of how companies do business,” said David Lightfoot, vice president of Product Management at FICO. “By taking advantage of the Windows Azure platform, our clients can advance their decision management while taking full advantage of the enterprise access and collaboration made possible with the cloud.”

FICO™ Blaze Advisor® is the world’s leading business rules management system (BRMS), delivering unparalleled speed and agility in the deployment and management of high-volume, automated decisions. FICO Blaze Advisor enables business users to easily design, deploy, execute and maintain business rules and policies as part of an automated business application.

About FICO
FICO (NYSE:FICO) transforms business by making every decision count. FICO’s Decision Management solutions combine trusted advice, world-class analytics and innovative applications to give organizations the power to automate, improve and connect decisions across their business. Clients in 80 countries work with FICO to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. FICO also helps millions of individuals manage their credit health through the website.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Decision Management strategy and reengineering initiative, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2009 and its last quarterly report on Form 10-Q for the period ended June 30, 2010. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO is a trademark or registered trademark of Fair Isaac Corporation in the United States and in other countries.

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