FICO Launches Mobile Game in Brazil to Help Consumers Understand How Credit Works

SÃO PAULO – September 26, 2013 - FICO (NYSE: FICO), a leading predictive analytics and decision management software company, announced today the release of the mobile game FICO™ Missão: Positivo in Brazil. The game makes learning about personal finance fun — consumers test their financial knowledge and earn status and coins. The game is available on the Android and iOS mobile operating systems, and can be downloaded for free from Google Play and the Apple App Store.

FICO™ Missão: Positivo brings entertaining financial education to Brazil’s 30 million smartphone users, especially young adults and the new and growing middle class. The game is designed to help players understand their financial obligations and how their payment behavior affects their credit options.

In a country where 45 percent of consumers are unbanked, and where 25 percent of the middle class and 75 percent of segments D & E have credit restrictions, there is a strong need to help consumers understand how to manage their finances and build their credit responsibly. FICO™ Missão: Positivo gives players tips on how to practice good credit behavior.

“With 35 million people joining Brazil’s middle class in the last ten years, it is no surprise that many consumers have questions about financial services,” said Robert Duque-Ribeiro, vice president and general manager of Latin America and the Caribbean for FICO. “FICO has 57 years of experience analyzing how consumer behavior impacts their credit risk, which in turn impacts the terms of their loans, credit cards and mortgages. With FICO™ Missão : Positivo, we found an innovative approach to share these insights with the Brazilian consumer in a fun and educational way.”

About FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 80+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption — such as the FICO™ Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

FICO: Make every decision count™. Learn more at www.fico.com.
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Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2012 and its last quarterly report on Form 10-Q for the period ended June 30, 2013. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.