FICO Launches en Español

Fact Sheet
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MINNEAPOLIS—January 24, 2012—FICO (NYSE: FICO) today announced the launch of myFICO en Español, the first Spanish-language website where consumers can obtain their personal credit report, credit report analysis, FICO® Score and FICO® Score analysis in Spanish.

“Today more than ever, American consumers need information, insight and tools that can help improve their understanding of how credit works in the U.S. financial marketplace,” said Mark Greene, CEO of FICO. “We felt it was essential to extend the award-winning resources on to the more than 34 million native Spanish-speaking consumers in the U.S. and Puerto Rico.”

The FICO® Score is the standard measure of consumer credit risk in the United States, and knowing and understanding it is considered by most personal finance experts to be a cornerstone of personal financial health. Ninety of the 100 largest U.S. banks use a consumer’s FICO® Score for such credit decisions as determining mortgage rates, car loan financing and credit card terms. Until now, Spanish speakers have only had access to their credit reports and FICO® Scores in English. Now these products and others – including FICO® Scores, credit reports, credit monitoring programs and the Suze Orman FICO® Kit – are available in Spanish.

“Accessing a FICO score and reading and understanding one’s credit report are fundamental to understanding one’s credit health,” said Amber Minson, vice president and general manager of consumer scores, FICO. “ will change the way Spanish speaking consumers approach credit, just as it has done for English speaking consumers since 2001.”

FICO helps millions of individuals manage their personal credit health through its award-winning website, It is a trusted source of consumer credit information with an average of 700,000 visitors monthly. The new site enables users to toggle between Spanish and English, a format that is preferred by many bilingual speakers. More than 600 pages of Spanish-language consumer financial educational materials are available to visitors.

“As someone who regularly works with Spanish-speaking consumers, I can tell you that myFICO en Español is ground breaking,” said Yamila Ayad, associate vice president, First Nations Home Finance. “This site is critical not only for the Latino consumer, but for many of the professional practitioners who help educate Hispanic families who want to become homeowners.”

The site is live at the following link:

About FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through

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Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2011. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO, Falcon and “Make every decision count” are trademarks of Fair Isaac Corporation in the United States and other countries.

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