FICO Partners With Indian Statistical Institute to Provide Scholarship and Research Grants

BANGALORE — April 25, 2013 — FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced that it will provide the Indian Statistical Institute (ISI) with an annual scholarship and research grant over a three-year period. The Institute will also receive free licenses to two FICO analytic software solutions, FICO^® Model Builder and FICO^® Xpress Optimization Suite, and will collaborate with FICO on complex modeling and optimization challenges.

The ISI is the top academic institution in India specializing in statistics, the primary science behind predictive analytics. Graduates include many of the countrys most esteemed statisticians, as well as members of FICOs international analytics delivery team, based in Bangalore. The ISIs data-mining curriculum will now include score development using FICO Model Builder, and optimization training with FICO Xpress is being planned.

FICOs support and the use of FICO tools in our curriculum will enable us to train students in the real-world application of analytics, said Associate Professor Diganta Mukherjee of the Indian Statistical Institute. Demand for these skills in India is growing dramatically, particularly in the banking sector, where regulations have made the credit scoring pioneered by FICO an essential discipline. Hands-on FICO experience will help our graduates increase their market value.

The ISI is a prestigious institution and a tremendous resource for FICO, said Dattu Kompella, vice president and managing director for FICO in India. Through this partnership, we will see a larger pool of analytics experts whose skills and training are aligned with market needs. We look forward to collaborating on important projects, advancing the science of predictive analytics and improving the job prospects for some of Indias brightest young people.

About FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The companys groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICOs innovative solutions include the FICO Score the standard measure of consumer credit risk in the United States along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the worlds top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com. Learn more at www.fico.com. FICO: Make every decision count.

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Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Companys Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICOs SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2012 and its last quarterly report on Form 10-Q for the period ended December 31, 2012. If any of these risks or uncertainties materializes, FICOs results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

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