FICO Presents Latest Innovations in Analytics at Leading Conference on Credit Scoring

SAN JOSE, Calif. —August 28, 2013 — FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced that members of its FICO Labs team will present five critical topics at the Credit Scoring and Credit Control XIII conference, which starts today and runs through August 30 in Edinburgh. The conference is recognized as the leading worldwide conference on credit scoring and related topics.

At the biennial conference, FICO Labs members will present sessions on:

• Lessons in developing and applying decision modeling methods
• Imposing domain knowledge on algorithmic learning
• Lessons from automatic modeling processes
• Big Data developments in transaction analytics
• New decision management concepts

The FICO presenters are Dr. Andrew Jennings, Kelly Gao, Dr. Gerald Fahner, Dr. Scott Zoldi and Neill Crossley.

“FICO is proud to be presenting at Europe’s premier conference for credit scoring. It is an honour to have some of our leading analytic experts presenting groundbreaking work to their peers at this conference,” said Andrew Jennings, chief analytics officer and head of FICO Labs. “This year’s presentations demonstrate how quickly the field continues to evolve, with FICO continuing to make important contributions to the science and practice of credit scoring and predictive analytics.”

The Credit Scoring Conference is organized by the Credit Research Centre and is held in Edinburgh every two years. The hundreds of attendees — both academics and practitioners — represent more than 30 countries. Information is online at http://www.business-school.ed.ac.uk/crc/conferences.

About FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 80+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption — such as the FICO^® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

FICO: Make every decision count™.
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Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2012 and its last quarterly report on Form 10-Q for the period ended June 30, 2013. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.